Frequently Asked Questions

How much can my customer borrow?

Eligible businesses can access equipment finance from $10,000 up to $750,000 (ex GST), with larger facilities available on request.

How quickly can my customer be approved?

Many applications receive a pre-approval within minutes, with formal approvals often completed within 24 hours.

What types of equipment can be financed?

Commercial kitchen equipment, coffee machines, refrigeration, fit-outs, vehicles, bakery equipment, POS systems and a wide range of business assets.

Does my customer need to provide a deposit?

In many cases, no deposit is required. Finance can often cover up to 100% of the equipment cost, subject to approval.

Do you only finance hospitality businesses?

No. While hospitality is our speciality, we also help businesses across a wide range of industries purchase equipment.

Is there a minimum trading history?

We work with both established businesses and first-time operators. The most suitable finance solution will depend on the customer's experience and application.

Do I have to manage the finance process?

No. Simply introduce your customer and we'll handle the application, approvals and settlement from start to finish.

How do I get paid?

Once finance documents are completed and settlement conditions are met, NEF pays you directly so you can deliver the equipment.

Can finance include installation, freight or fit-out costs?

Yes. Depending on the facility, finance can often include installation, freight, fit-out and other related business costs.

How do I become an NEF Partner?

Simply contact our team. We'll show you how the referral process works and have you ready to start offering finance to your customers in no time.